WHAT YOU NEED TO KNOW WHEN APPLYING FOR LIFE INSURANCEWhen you buy a life insurance policy, you are essentially transferring your financial risk to a life insurer which then becomes obligated to pay your beneficiaries based on the contracted amount of death benefit...

8 TIPS FOR FINDING BALANCE BETWEEN WORK AND LIFE It is no secret that the typical American is working long hours with little respite compared to other countries with large economies. Full-time employees report an average work week of 47 hours and four out of 10...

BUYING VS. LEASING: TIPS FOR STRETCHING YOUR CAR BUDGET AS FAR AS IT CAN GOFor some a car is simply a means of getting from point A to point B. For others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for others, but whatever the level...

HABITS OF A SAVVY SAVING FAMILY When people warn you that having kids is expensive, it’s no joke. From diapers to food, braces to sports activities the costs add up quick. For a middle-income family in the U.S. raising a child up until age 18, costs an estimated...

UPS AND DOWNS OF ONLINE-ONLY BANKING The digital world has transformed professional industries in unique ways that prior to internet access would have been impossible. Doctors can monitor patients remotely, lawyers can offer counsel online, software can complete your...

THE FIDUCIARY STANDARD Most of us know the large majority financial advisors are commission based, meaning they charge you a commission each time they move money around in your account. This is what makes Newman’s Financial Planning different from the rest; our...

GAME OF LIFE: FINANCIAL PLANNING AT EVERY AGE If you’ve ever played the Game of Life board game, it becomes clear that compressed into the colorful path there are various stages of life. Each stage holds its own major financial challenges as well as prospective...

WHAT’S MY INVESTING FEE? A FRUSTRATING QUEST I thought my question was simple: How much was I paying my investment adviser in fees? After a series of phone calls that elicited the kind of confusion and frustration I have rarely experienced outside of interactions with...

SMART TAXES: ROTH IRA Without fail as Tax Day approaches every year, the mind whirls while you check boxes and fill in numbers about everything you could have, should have, would have done to save more money on taxes. Could you have saved more? Invested better? Been...

YOUR EMERGENCY FUND AND YOU You’re 25 and feeling alive. You’re settling into life after university, paying off your debts and slowly figuring how to “adult”. But with the responsibility of bills, rent, and even keeping up social appearances, prioritizing financial...

YOUR EMERGENCY FUND AND YOU Summer’s finally here. The sun is out, it’s warm, the days are longer, and your worries seem just a little bit further away. But, folks, I’m sorry to say, sometimes storms roll in on the sunniest of days. And if I’m honest, the world is a...

HOW POLITICAL CLIMATES AFFECT THE FINANCIAL MARKETS If you’re a fan of political dramas on televisions, you’ll know that the turbulent world of politics has an affect on the global financial markets. But what about in real life? How much does art - if you can call...